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Dear Sharon‚ please forgive me for my recent survey¸ You were right‚ I did just browes over the directions¸ Something that has been bothering me is student loans¸ The government has made it very easy for students to get loans at competetive rates and terms¸ What about the majority of grades with exstended terms and inflated rates from yester­year? It seems that there should be some relief for us¸ As you can see Im one of those grads that started school at the wrong time¸ Now im stuck with a huge loan burden with 3yrs left¸ This is pretty interesting and I could go on forever about several topics thanks for you time¸